BEGIN:VCARD VERSION:3.0 FN:The Anglican Parish of French Village URL;TYPE=WORK:http://www.parishoffrenchvillage.ca GEO:44.6808265;-63.9190295 REV:20161117T181129Z SOURCE:https://www.joinmychurch.com/vcards/The-Anglican-Parish-of-French-Village-Head-of-St-Margaret-s-Bay-Nova-Scotia-Canada/1548 CATEGORIES:Anglican Church PHOTO;ENCODING=b;TYPE=JPEG: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 ORG:The Anglican Parish of French Village NOTE:Monthly Sunday Service Schedule 1st & 3rd Sundays 9 am. St. Margaret's 11 am St.James' 2nd & 4th Sundays 9 am St. Margaret's 11 am St. George's TEL;TYPE=WORK,VOICE:902-826-2152 TEL;TYPE=WORK,FAX: N:The Anglican Parish of French Village ADR;TYPE=WORK:;;;Head of St. Margaret’s Bay;Nova Scotia;NS B3Z 2B6;Canada END:VCARD